Buy Insurance Online

Those days are gone when people have to call agents and hold meeting in order to know about the health insurance plan or to buy the one. Now, there is no need to stand in queues to buy or renew the same. It is one of the internet blessings that a person can buy insurance online at the few clicks of the mouse. It is the easiest and simplest means that issues health insurance policy instantly.

Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, has brought ‘Buy Insurance Online’ facility for the Indian citizen. A person can buy health insurance online from Apollo Munich in just four simple steps:-

• Select a Plan
• Create Proposal
• Insure Details
• Make a Payment

Besides ‘Buy Insurance Online’ facility, Apollo Munich has also brought ‘Renew Online’ feature to help people to renew the plan at the comfort of their home or offices.

The company has also brought discount for its online purchaser. The recently launched product, Optima Cash gives its online user a discount of 5%. Thus, health insurance is made cheaper, along with the comfort and convenience.

Medical Insurance Provider

People try to carry out physical exercise to ensure that they could live a healthy life. There is no doubt that these exercises are good for health, but if a person meets a sudden mishap at any time of his/her life. He/she might require quality immediate hospitalization for quality medical treatment. High rising medical costs is the major issue that can bring hurdles in seeking quality medical care.

These events may become the cause of financial stress in millions of people’s life. Thus, the best way to curb this financial crunch is to buy health insurance from a reputed medical insurance provider to make sure that he/she and his/her family member are able to enjoy the life under the best health cover. A reputed medical insurance provider not only brings best products and services but also takes care of customers’ satisfaction.

A large pool of Indian population believes that Apollo Munich’s plans are the best-in-class plans—Easy Health, Easy Travel, Insure Health, Maxima, Optima Cash, Personal Accident. The company has emerged to demystify health insurance and thus, designs comprehensive plans so that people in India could avail quality medical care and can live fearlessly.

Apollo

The Apollo Group of Hospitals, leaders in healthcare sector, has leaped into health insurance sector along with Munich Health, new business segment of Munich Re, Europe’s leading insurer. Both these two groups have united under the name of Apollo Munich to uncomplicate health insurance for the Indian citizens. The company promises its customers to take out the fear from faces, the jargon out of words, the bitter out of medicines, the confusion out of claims and the trouble out of treatment.

Working in line of its commitment and its objective, Apollo Munich designs products on basis of healthcare needs of people and therefore, is able to bring best-in-class products.

• Easy Health is the complete health insurance product that looks into hospitalization expenses of an insured.

• Optima Cash is daily cash hospital benefit plan that looks into additional expenses incurred at time of hospitalization.

• Easy Travel takes care of medical expenses of an insured traveling abroad. It offers cover to health risks arising due to an accident.

• Maxima is a comprehensive plan that looks into both outpatient and inpatient coverage. It makes medical treatment almost free.

• Individual Personal Accident plan offers cover to health risks arising due to accident.

Affordable Individual Health Insurance

People want to buy health insurance but they do not want to spend much for the same. Hence, they look for affordable individual health insurance plans. These plans not only offer health cover but also are easily affordable. These plans are designed, keeping health needs of all sections of society. Apollo Munich’s Easy Health is one of such affordable individual health insurance product.

Easy Health is a complete health insurance plan that is available in three variants—Standard, Exclusive and Premium, each has its own coverage limits and range of sum assured. Standard variant offers minimum coverage and Premium offers the maximum. This plan offers cover to hospitalization expenses, pre- and post-hospitalization expenses, day-care procedures, domiciliary treatment, etc.

This plan also offers Critical Illness cover for eight major illnesses—Cancer, Stroke, First Heat Attack, Coronary Artery Surgery, Major Organ Transplantation, Sclerosis, Renal Failure and Paralysis. It is an additional and optional benefit that is offered with this plan.

Easy Health-- Affordable Individual Health Insurance also offers coverage to maternity expenses with waiting period of 6 years. But, this coverage can only be availed with two variants —Exclusive and Premium. A lumpsum amount is paid to an insured, as maternity cover.

Family Healthcare Insurance

It is must for every person to buy family healthcare insurance, as it is the right means to take care of family health needs. These plans are much helpful in availing medical treatment. All family members, which can include an insured, spouse, dependent parents and dependent children and dependent parents can get coverage under a single policy. Thus, it makes family healthcare easily affordable.

Apollo Munich’s Easy health—Family plan is one the family healthcare insurance plan that is designed, keeping healthcare needs of all family members in mind. It reduces the burden of an earning for medical emergencies. An insured’s family can get quality health or medical care without any financial stress.

There is a long list of benefits and value-added services that an insured gets with this plan. It offers cover to inpatient treatment, pre- and post-hospitalization, day-care procedures, domiciliary treatment, daily cash for choosing shared accommodation, ambulance charges, maternity benefit, new born baby coverage, health check-up, optional critical illness cover etc.

This plan is well designed for people of all income groups, as it is available in three variants—Standard, Exclusive and Premium. It also comes with lifelong renewal feature to help people to avail health cover for their entire life.

Buy Mediclaim Health Insurance

85% of people in India still pay for the medical expenses from their pockets, when there is an option to buy mediclaim health insurance and get them financed. The reason could be either people are not aware of the benefits of health insurance or they do not trust these providers. Whatever the cause may be, the immediate need is to encourage them to buy mediclaim health insurance so that they would be able to avail quality medical treatment, when required.

Health insurance provider should identify people’s health needs and offer coverage for the same in its plans. Apollo Munich Health Insurance Company, a joint venture between the Apollo Group of Hospitals and Munich Health, is one of the companies that follow this approach. So, buy mediclaim health insurance from Apollo Munich and enjoy the life under health cover.

Once you buy mediclaim health insurance, you need not have to worry for the medical expenditure that might be incurred at the time of hospitalization or at the time of unforeseen incident. There are plans that offer coverage not only to hospitalization expenses, but also to pre- and post-hospitalization expenses. In addition to these, you can also get coverage for preventive health needs that help you to stay healthy.

Accident Insurance

Accident insurance is the best way to overcome the financial issues that a family might have to face, when a family member meets an accident. It is observed that when a person meets an accident, family members run for the arrangement of funds in order to pay for the long hospitalization bills. Most of them end up borrowing money from someone or selling precious household assets. Any of these decisions might bring financial stress to a family. But, the scenario would have been entirely different, if a victim would have accident insurance.

These plans are designed, keeping medical needs of people in mind. Accident insurance plans work on the principle of benefit that pays an insured a lumpsum payment, depending upon the bodily injuries and the plan’s terms and conditions. This plan offers coverage from death, disablement to several bodily injuries.

It is always advisable to buy from a reputed provider in order to enjoy the coverage with best offerings and services. Apollo Munich has brought Individual Personal Accident Insurance plan for the citizens of India. This plan is believed to be the best accident insurance product in India. People buying it will not feel, as if ended up with a wrong choice.