Affordable Individual Health Insurance

Today, high cost of living index compels people to look for affordable health insurance solutions, so that it can easily find place in shoe-string budget as well as can offer future medical security. One of the reasonably priced individual health insurance plans is Easy Health policy from Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health.

The plan carries along with it myriad of benefits for the people availing health cover under it. It includes inpatient treatment, day-care procedures, pre-and post-hospitalization coverage, domiciliary treatment, maternity expenses, health check-up, emergency ambulance, etc. It also offers an optional cover for critical illness against eight serious ailments—cancer, paralysis, stroke, multiple sclerosis, first heart attack, renal failure, major organ transplantation and coronary artery surgery.

The plan includes several aspects that offer coverage to health needs. The plan is devised to uncomplicate health insurance in India, such that it is no more perceived to be a complicated product. Additionally, there are Insure Health and Maxima to offer a wide health cover. These plans are designed looking into the needs of modern life style and changing market dynamics. These plans offer all-round shelter for health risks arising due to an unexpected occurrence in life.

Affordable Individual Health Insurance - wide coverage with cost-effective price

There are many people in India who are in search of an affordable individual health insurance product, as these are easily adjustable in budget. These products can be purchased by investing a small amount of money. The most important benefit of these plans is that they are very easily adjustable in budget, besides offering health coverage.

There are many health insurance products available in market but choosing the right plan that offers wide coverage at cost-effective price is something an individual should look for. In order to reach to the right plan, one should search thoroughly. Market research shows that large numbers of people in India believe Apollo Munich’s Easy Health to be the best affordable individual health insurance. This product can be purchased at the expense of just few rupees per day. This plan is available in two variants—one offers coverage to individual and other to a family, which can include an insured, spouse, dependent children and dependent parents.

Each of these variants is further subdivided into three sub variants: - Standard, Exclusive and Premium; each with different range of sum assured and coverage limits, thus making it easy for people of all income groups to avail health cover.

Affordable Individual Health Insurance

People want to buy health insurance but they do not want to spend much for the same. Hence, they look for affordable individual health insurance plans. These plans not only offer health cover but also are easily affordable. These plans are designed, keeping health needs of all sections of society. Apollo Munich’s Easy Health is one of such affordable individual health insurance product.

Easy Health is a complete health insurance plan that is available in three variants—Standard, Exclusive and Premium, each has its own coverage limits and range of sum assured. Standard variant offers minimum coverage and Premium offers the maximum. This plan offers cover to hospitalization expenses, pre- and post-hospitalization expenses, day-care procedures, domiciliary treatment, etc.

This plan also offers Critical Illness cover for eight major illnesses—Cancer, Stroke, First Heat Attack, Coronary Artery Surgery, Major Organ Transplantation, Sclerosis, Renal Failure and Paralysis. It is an additional and optional benefit that is offered with this plan.

Easy Health-- Affordable Individual Health Insurance also offers coverage to maternity expenses with waiting period of 6 years. But, this coverage can only be availed with two variants —Exclusive and Premium. A lumpsum amount is paid to an insured, as maternity cover.